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6-Step Home Finance Process
At Allen Finance, what sets us apart as a family-owned Mortgage Broker in Bunbury, Western Australia, is our customised and thoughtful service. We pride ourselves on making sure that our clients feel like they are in the driver’s seat when it comes to their financial position and understand the details around the steps they are taking to reach their goals.
Allen Finance Mortgage Brokers take you through a 6-Step Process to get you where you want to go and will be in constant communication with updates as and when they occur. Knowing what to expect and when to expect it can take a lot of the pressure off the financial components of buying or refinancing a home.

Personal Consultation
Once you have made initial contact with us, we will set up an appointment with you. You will receive a Hello Pack which will help you fill out your personal profile so that we can understand as much as possible before seeing you in person.
Pre-lodgment
Once we have touched base in your appointment, we get down to the research bit of understanding your exact position and what the very best path forward for you will be. We then share these recommendations with you so that you have all of the information to make the best decision. We’ll also ask you to provide a list of documents and resources we need to get you all set up with your new financial service.


Lodgement
Once we receive all of your documentation, we’re ready to lodge your application with the lender. We’ll advise an ETA of when to expect an answer so you’re not in the dark, waiting for the phone to ring.
Pre-approval
This step involves the lender providing a pre-approval for your loan, based on conditions they advise. We will let you know what these conditions are and then we alert your real estate agent, land agent or builder that you have received the pre-approval, depending on whether you are building a new home or buying an established home.


Formal Approval
Once the conditions of the pre-approval have been fulfilled, the lender will advise formal approval of your loan. The official letter from the bank will provided with confirmation of your loan, and will be forwarded to the necessary contacts involved in your home purchase or build.
Settlement
We’ve reached the finish line! Your loan has settled and you are on your way to living in your new home. That’s not where Allen Finance stops in terms of service though; we like to maintain ongoing relationships with all of our clients. We’re available to you at any time to do periodic assessments of your mortgage to see if there are better options out there, and much more.
